Privacy Policy

The Privacy Policy

of

Golden State Equity Group Inc. DBA Place One

Golden State Equity Group Inc. DBA Place One collects nonpublic information about consumers from the following sources:

• Information that we receive on loan applications, supporting documentation provided by consumers and other documents and forms provided by or authorized by consumers; • Information about the consumer’s transaction with us or others; and • Information that we receive from a consumer credit reporting agency or agencies.

We do not disclose any nonpublic personal information about our consumers, except as permitted by law.

If a consumer decides to cancel a transaction with us or if we are unable to successfully conclude a transaction, we will adhere to the privacy policy and practices as described herein.

We restrict access to consumer’s personal and account information to those employees of Golden State Equity Group Inc. DBA Place One who need to know that information to provide service to our consumers. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard consumers nonpublic personal information.

Disclosure of our Privacy Policy and Commencement of Consumer Relationship

It is the policy of Golden State Equity Group Inc. DBA Place One for the purposes of compliance with the Gramm-Leach-Bailey Act, to disclose our Privacy Policy to consumers at the commencement of the consumer relationship as required by the Act. Further, it is our policy that the commencement of the relationship with the consumer begins when the consumer’s completed written loan application is received by our firm. The required privacy policy disclosure will be provided within 3 business days after the consumer’s completed written loan application is received by us by any of the various means allowed by law.